Rancho Coastal Properties, Inc. Blog

Blog Post Living Trusts
By System - Sunday, March 22, 2026

Living Trusts

Estate planners often recommend Living Trusts as a viable option when contemplating the manner in which to hold title to real property. When a property is held in a Living Trust, title companies have particular requirements to facilitate the transaction. While not comprehensive, ...
Read More
Blog Post Title Insurance Requirements for Insuring Trusts
By System - Sunday, March 22, 2026

Title Insurance Requirements for Insuring Trusts

In today’s world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you understand a few of the requirements of the title insurance industry if title to property is conveyed to...
Read More
Blog Post Land Contract
By System - Sunday, March 22, 2026

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property only transfers to the la...
Read More
Blog Post Hot, Normal, and Cold Markets
By System - Sunday, March 22, 2026

Hot, Normal, and Cold Markets

Hot Market This is an extremely competitive market and is advantageous to the seller. Sometimes, homes will sell as soon as they are listed or even before homes are listed. Typically, during a hot market, multiple offers will be made on each home and more often than not, homes w...
Read More
Blog Post For Sale By Owner - A Good Idea?
By System - Sunday, March 22, 2026

For Sale By Owner - A Good Idea?

FSBO (pronounced fizz-bo), or For Sale By Owner, is a way of selling your home without the use of a professional real estate agent or broker. The idea behind FSBO is that by selling your home yourself, you save the approximate 5%-6% that would be the agents’ commission. 6% may...
Read More
Blog Post Underground Heating Oil Tanks
By System - Sunday, March 22, 2026

Underground Heating Oil Tanks

Underground heating oil tanks can pose many potential problems to both home buyers and sellers. They have been the source of many environmental problems such as contamination of surrounding soil and ground water. Leaks are generally caused by the rust inside underground tanks or...
Read More
Blog Post Title Insurance When Refinancing Your Loan
By System - Sunday, March 22, 2026

Title Insurance When Refinancing Your Loan

Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also expect to pay the lender the typical closing costs associated with any new loan, including service fees, po...
Read More
Blog Post The Biweekly Mortgage - Who Needs It?
By System - Sunday, March 22, 2026

The Biweekly Mortgage - Who Needs It?

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping up with troublesome regula...
Read More
Blog Post Is Buying a Home Still a Smart Plan
By System - Sunday, March 22, 2026

Is Buying a Home Still a Smart Plan

With the burst of the housing bubble, credit crisis, and millions of foreclosures across the country, you may wonder if buying a home is such a good idea after all. However, it’s important to consider all of the facts. The important message to take away from these events is not...
Read More
Blog Post Plan of Action
By System - Sunday, March 22, 2026

Plan of Action

Analyze why you are selling - If you understand your motives, you will be able to better negotiate and to get what it is that you want, whether it be a quick sale, high price, or somewhere in the middle. Prepare your home for the buyer - Maximize the strengths of ...
Read More

Showing 11- 20 of 79