Rancho Coastal Properties, Inc. Blog

Blog Post Understanding Title Insurance
By System - Sunday, March 22, 2026

Understanding Title Insurance

What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you’ve purchased a home you may be familiar with the benefits of title insurance. However, if this is your first home, you may ...
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Blog Post Which ARM is the Best Alternative?
By System - Sunday, March 22, 2026

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not have to document your incom...
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Blog Post Finding the Right Seller
By System - Sunday, March 22, 2026

Finding the Right Seller

The best seller is one who is highly motivated. A highly motivated seller is more likely to sell at a price that is less than his or her house is actually worth. And it matters that you find out why. Learning the reason why can help you get the price you want and help the seller ...
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Blog Post Finding the Right Agent
By System - Sunday, March 22, 2026

Finding the Right Agent

Not all agents work the same way. The most important attribute of an agent is that he/she is well connected to the real estate industry. He/she should know the market and provide information on past sales, current listings, his or her marketing plan, and at least 4 solid referenc...
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Blog Post 2022 Special Report 11 Costly Mistakes Seller Mistakes
By System - Sunday, March 22, 2026

2022 Special Report 11 Costly Mistakes Seller Mistakes

Discover 11  home-selling tips that most licensed agents don’t even know exist.  They are guaranteed to prevent costly mistakes. Get your copy of The Absolute 11 Worst Mistakes When Selling Your Home And How To Avoid Them (Click for Mobile View)
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Blog Post Environmental Issues
By System - Sunday, March 22, 2026

Environmental Issues

When purchasing a piece of property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered underground tanks within several miles of the property, known contaminated properties in the neighbor...
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Blog Post Title Insurance - Where Does Your Dollar Go?
By System - Sunday, March 22, 2026

Title Insurance - Where Does Your Dollar Go?

Title Insurance: As a homebuyer, the term is probably familiar - but is it understood? What is your dollar actually paying for when you purchase a title policy? Title Insurers, unlike property or casualty insurance companies, operate under the theory of risk elimination. Title c...
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Blog Post The No-Cost Thirty Year Fixed Rate Mortgage
By System - Sunday, March 22, 2026

The No-Cost Thirty Year Fixed Rate Mortgage

There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees, and so on, depending on...
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Blog Post Avoiding Financial Stress
By System - Sunday, March 22, 2026

Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money. It is still true that the better qualifications you have, the lowe...
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Blog Post Insist on a Home Inspection
By System - Sunday, March 22, 2026

Insist on a Home Inspection

A professional home inspection protects both you and the buyer. It allows both you and the buyer the opportunity to learn about the property’s defects. A home inspection usually covers the following: Plumbing conditions - if there is leakage or clogging Roofing conditions ...
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