Rancho Coastal Properties, Inc. Blog

Blog Post Understanding Foreclosures
By Rancho Coastal Properties - Sunday, March 22, 2026

Understanding Foreclosures

It is an unfortunate commentary, but when economic activity declines and housing activity decreases, more real property enters the foreclosure process. High interest rates and creative financing arrangements are also contributing factors. When prices are rapidly accelerating dur...
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Blog Post Thinking About Buying a Foreclosure?
By Rancho Coastal Properties - Sunday, March 22, 2026

Thinking About Buying a Foreclosure?

With the housing bubble burst and the subprime mortgage crisis, millions of homeowners found themselves unable to make their mortgage payments. Many found themselves owing more on the house than the home was worth. Many just walked away from their homes. As a result of these comp...
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Blog Post The Functions of an Escrow
By Rancho Coastal Properties - Sunday, March 22, 2026

The Functions of an Escrow

Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledgeable manner. For the pro...
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Blog Post Required Reporting to the I.R.S.
By Rancho Coastal Properties - Sunday, March 22, 2026

Required Reporting to the I.R.S.

Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit and enforcement efforts by...
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Blog Post Mechanic's Liens
By Rancho Coastal Properties - Sunday, March 22, 2026

Mechanic's Liens

The Mechanics’ Lien law provides special protection to contractors, subcontractors, laborers and suppliers who furnish labor or materials to repair, remodel or build your home. If any of these people are not paid for the services or materials they have provided, your home may ...
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Blog Post Items You Need When Applying For a Loan
By Rancho Coastal Properties - Sunday, March 22, 2026

Items You Need When Applying For a Loan

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getting answers quickly so alt...
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Blog Post Getting the Highest Price in the Shortest Time
By Rancho Coastal Properties - Sunday, March 22, 2026

Getting the Highest Price in the Shortest Time

In order to get the highest price in the shortest time, you need to know how to market your home. The better you market your home, the more offers you will get. And the more offers you get, the more choices you have to get the price and terms you want. The most important factor ...
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Blog Post Getting a Legitimate Lender and Getting Pre-Approved
By Rancho Coastal Properties - Sunday, March 22, 2026

Getting a Legitimate Lender and Getting Pre-Approved

It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However, in today’s market, that has proven to be one of the least effective methods in landing the dream home. Most lenders can pre-qualify you for a...
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Blog Post Common Ways of Holding Title
By Rancho Coastal Properties - Sunday, March 22, 2026

Common Ways of Holding Title

How Should I Take Ownership of the Property I am Buying? Real property can be incredibly valuable and the question of how parties can take ownership of their property is important. The form of ownership taken -- the vesting of title -- will determine who may sign various documen...
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Blog Post Importance of Inspection
By Rancho Coastal Properties - Sunday, March 22, 2026

Importance of Inspection

As a buyer, you are entitled to know exactly what you are getting. Don’t take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are buying an existing home or a new one....
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