Rancho Coastal Properties, Inc. Blog

Blog Post Plan of Action
By Rancho Coastal Properties - Sunday, March 22, 2026

Plan of Action

Analyze why you are selling - If you understand your motives, you will be able to better negotiate and to get what it is that you want, whether it be a quick sale, high price, or somewhere in the middle. Prepare your home for the buyer - Maximize the strengths of ...
Read More
Blog Post Lead Poisoning
By Rancho Coastal Properties - Sunday, March 22, 2026

Lead Poisoning

Lead poisoning is a serious problem that can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and learning problems, slow growth, and hearing problems. In adults, lead poisoning can cause reproductive p...
Read More
Blog Post Where Does the Money Come From for Mortgage Loans?
By Rancho Coastal Properties - Sunday, March 22, 2026

Where Does the Money Come From for Mortgage Loans?

In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds lying around and considered you a good credit risk, they would lend you the money from their own funds. It doesn’t generally work...
Read More
Blog Post Your Savings and Down Payment
By Rancho Coastal Properties - Sunday, March 22, 2026

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next thing you should do - be...
Read More
Blog Post Why Do You Need Title Insurance?
By Rancho Coastal Properties - Sunday, March 22, 2026

Why Do You Need Title Insurance?

Title Insurance. It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably familiar with the benefits and procedures...
Read More
Blog Post WHAT'S A FICO®?
By Rancho Coastal Properties - Sunday, March 22, 2026

WHAT'S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is used to estimate credit worthiness...
Read More
Blog Post What is a Short Sale Anyway?
By Rancho Coastal Properties - Sunday, March 22, 2026

What is a Short Sale Anyway?

An increase in foreclosure rates will inevitably bring with it an increase in short sales. But what is a short sale? A short sale happens when you sell your house for less than your remaining mortgage balance, the proceeds of which go to the lender and in return the lender forgi...
Read More
Blog Post Welcome to my new website
By Rancho Coastal Properties - Sunday, March 22, 2026

Welcome to my new website

Welcome to my new and improved real estate website. I invite you to look around and see what is available. As your Carlsbad, California real estate expert I can provide you will all of the information to accomplish your real estate goals. Looking for a new home for yourself or...
Read More
Blog Post Understanding Foreclosures
By Rancho Coastal Properties - Sunday, March 22, 2026

Understanding Foreclosures

It is an unfortunate commentary, but when economic activity declines and housing activity decreases, more real property enters the foreclosure process. High interest rates and creative financing arrangements are also contributing factors. When prices are rapidly accelerating dur...
Read More
Blog Post Thinking About Buying a Foreclosure?
By Rancho Coastal Properties - Sunday, March 22, 2026

Thinking About Buying a Foreclosure?

With the housing bubble burst and the subprime mortgage crisis, millions of homeowners found themselves unable to make their mortgage payments. Many found themselves owing more on the house than the home was worth. Many just walked away from their homes. As a result of these comp...
Read More

Showing 61- 70 of 91