Rancho Coastal Properties, Inc. Blog

Blog Post Setting the Price
By Rancho Coastal Properties - Sunday, March 22, 2026

Setting the Price

The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seriously, and the asking price reflects how serious you are about selling your home. Several factors w...
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Blog Post Understanding Preliminary Reports
By Rancho Coastal Properties - Sunday, March 22, 2026

Understanding Preliminary Reports

After months of searching, you’ve finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring liens placed on the property by prior owners? Have documents been recorded that will restrict yo...
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Blog Post Types of Mortgage Lenders
By Rancho Coastal Properties - Sunday, March 22, 2026

Types of Mortgage Lenders

Mortgage Bankers. Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is considered to be a mortgage ban...
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Blog Post Build a Plan of Action and Get Ready
By Rancho Coastal Properties - Sunday, March 22, 2026

Build a Plan of Action and Get Ready

Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important to anticipate the steps required to succ...
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Blog Post Considering Offers
By Rancho Coastal Properties - Sunday, March 22, 2026

Considering Offers

When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favorable to you as a seller. Some terms that may work in your favor: higher-than-market-interest in a...
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Blog Post Statements of Information
By Rancho Coastal Properties - Sunday, March 22, 2026

Statements of Information

What’s in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, “Quite a bit.” Statements of Information provide title companies with the information they need to distinguish the buyers and sellers of real property from oth...
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Blog Post Why You Should Not Make Any Major Credit Purchases
By Rancho Coastal Properties - Sunday, March 22, 2026

Why You Should Not Make Any Major Credit Purchases

Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation. Every $100 you pay per month on a credit payment could cost you a...
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Blog Post Know Why You are Selling
By Rancho Coastal Properties - Sunday, March 22, 2026

Know Why You are Selling

If you know exactly why you are selling then it is easier for you to follow the right plan of action for getting what you want. If you are a seller who needs to close a sale as quickly as possible, then you should know that getting the highest price possible is not one of your p...
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Blog Post Creative Financing
By Rancho Coastal Properties - Sunday, March 22, 2026

Creative Financing

Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financial institutions know - you b...
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Blog Post The Advantages of Different Types of Mortgage Lenders
By Rancho Coastal Properties - Sunday, March 22, 2026

The Advantages of Different Types of Mortgage Lenders

What kind of lender is best? If you ask a loan officer, “What kind of lender is best?” the answer will be whatever kind of company he works for and he will give you a list of reasons why. If you meet the same loan officer years later, and he works for a different kind of len...
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