Rancho Coastal Properties, Inc. Blog

Blog Post For Sale By Owner - A Good Idea?
By Rancho Coastal Properties - Sunday, March 22, 2026

For Sale By Owner - A Good Idea?

FSBO (pronounced fizz-bo), or For Sale By Owner, is a way of selling your home without the use of a professional real estate agent or broker. The idea behind FSBO is that by selling your home yourself, you save the approximate 5%-6% that would be the agents’ commission. 6% may...
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Blog Post Title Insurance When Refinancing Your Loan
By Rancho Coastal Properties - Sunday, March 22, 2026

Title Insurance When Refinancing Your Loan

Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also expect to pay the lender the typical closing costs associated with any new loan, including service fees, po...
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Blog Post The Biweekly Mortgage - Who Needs It?
By Rancho Coastal Properties - Sunday, March 22, 2026

The Biweekly Mortgage - Who Needs It?

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping up with troublesome regula...
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Blog Post Is Buying a Home Still a Smart Plan
By Rancho Coastal Properties - Sunday, March 22, 2026

Is Buying a Home Still a Smart Plan

With the burst of the housing bubble, credit crisis, and millions of foreclosures across the country, you may wonder if buying a home is such a good idea after all. However, it’s important to consider all of the facts. The important message to take away from these events is not...
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Blog Post Mikes_Approved_Vendors
By Rancho Coastal Properties - Sunday, March 22, 2026

Mikes_Approved_Vendors

Good people are hard to find. That's why I'm making it easy for you to get access to competent professionals. I've used all of these vendors, some of them for over 25-years.  If you need a vendor type who's not on my list...just call or text (760) 822-1528  Rancho Coas...
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Blog Post Plan of Action
By Rancho Coastal Properties - Sunday, March 22, 2026

Plan of Action

Analyze why you are selling - If you understand your motives, you will be able to better negotiate and to get what it is that you want, whether it be a quick sale, high price, or somewhere in the middle. Prepare your home for the buyer - Maximize the strengths of ...
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Blog Post Lead Poisoning
By Rancho Coastal Properties - Sunday, March 22, 2026

Lead Poisoning

Lead poisoning is a serious problem that can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and learning problems, slow growth, and hearing problems. In adults, lead poisoning can cause reproductive p...
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Blog Post Where Does the Money Come From for Mortgage Loans?
By Rancho Coastal Properties - Sunday, March 22, 2026

Where Does the Money Come From for Mortgage Loans?

In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds lying around and considered you a good credit risk, they would lend you the money from their own funds. It doesn’t generally work...
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Blog Post The Ultimate Guide to Becoming a Successful Section 8 Landlord In San Diego
By Rancho Coastal Properties - Sunday, March 22, 2026

The Ultimate Guide to Becoming a Successful Section 8 Landlord In San Diego

The Ultimate Guide to Becoming a Section 8 Landlord: How to Cash In on Consistent Income and Help Your Community Millions of Americans need affordable housing, and the Section 8 Housing program connects them with landlords who can provide decent accommodations. Becoming a Sectio...
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Blog Post The New Decoupling of Commissions in Real Estate: Impacts on Buyers and Sellers
By Rancho Coastal Properties - Sunday, March 22, 2026

The New Decoupling of Commissions in Real Estate: Impacts on Buyers and Sellers

The New Decoupling of Commissions in Real Estate: Impacts on Buyers and Sellers Introduction In the evolving landscape of real estate, the decoupling of commissions represents a significant shift with far-reaching implications for both buyers and sellers. Traditionally, real es...
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