Rancho Coastal Properties, Inc. Blog

Blog Post Title Insurance - Where Does Your Dollar Go?
By Rancho Coastal Properties - Sunday, March 22, 2026

Title Insurance - Where Does Your Dollar Go?

Title Insurance: As a homebuyer, the term is probably familiar - but is it understood? What is your dollar actually paying for when you purchase a title policy? Title Insurers, unlike property or casualty insurance companies, operate under the theory of risk elimination. Title c...
Read More
Blog Post The No-Cost Thirty Year Fixed Rate Mortgage
By Rancho Coastal Properties - Sunday, March 22, 2026

The No-Cost Thirty Year Fixed Rate Mortgage

There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees, and so on, depending on...
Read More
Blog Post Avoiding Financial Stress
By Rancho Coastal Properties - Sunday, March 22, 2026

Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money. It is still true that the better qualifications you have, the lowe...
Read More
Blog Post Insist on a Home Inspection
By Rancho Coastal Properties - Sunday, March 22, 2026

Insist on a Home Inspection

A professional home inspection protects both you and the buyer. It allows both you and the buyer the opportunity to learn about the property’s defects. A home inspection usually covers the following: Plumbing conditions - if there is leakage or clogging Roofing conditions ...
Read More
Blog Post Living Trusts
By Rancho Coastal Properties - Sunday, March 22, 2026

Living Trusts

Estate planners often recommend Living Trusts as a viable option when contemplating the manner in which to hold title to real property. When a property is held in a Living Trust, title companies have particular requirements to facilitate the transaction. While not comprehensive, ...
Read More
Blog Post Title Insurance Requirements for Insuring Trusts
By Rancho Coastal Properties - Sunday, March 22, 2026

Title Insurance Requirements for Insuring Trusts

In today’s world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you understand a few of the requirements of the title insurance industry if title to property is conveyed to...
Read More
Blog Post Land Contract
By Rancho Coastal Properties - Sunday, March 22, 2026

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property only transfers to the la...
Read More
Blog Post Hot, Normal, and Cold Markets
By Rancho Coastal Properties - Sunday, March 22, 2026

Hot, Normal, and Cold Markets

Hot Market This is an extremely competitive market and is advantageous to the seller. Sometimes, homes will sell as soon as they are listed or even before homes are listed. Typically, during a hot market, multiple offers will be made on each home and more often than not, homes w...
Read More
Blog Post For Sale By Owner - A Good Idea?
By Rancho Coastal Properties - Sunday, March 22, 2026

For Sale By Owner - A Good Idea?

FSBO (pronounced fizz-bo), or For Sale By Owner, is a way of selling your home without the use of a professional real estate agent or broker. The idea behind FSBO is that by selling your home yourself, you save the approximate 5%-6% that would be the agents’ commission. 6% may...
Read More
Blog Post Underground Heating Oil Tanks
By Rancho Coastal Properties - Sunday, March 22, 2026

Underground Heating Oil Tanks

Underground heating oil tanks can pose many potential problems to both home buyers and sellers. They have been the source of many environmental problems such as contamination of surrounding soil and ground water. Leaks are generally caused by the rust inside underground tanks or...
Read More

Showing 11- 20 of 83