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Blog Post Title Insurance When Refinancing Your Loan

Title Insurance When Refinancing Your Loan

Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also expect to pay the lender the typical closing costs associated with any new loan, including service fees, po...
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Blog Post The Biweekly Mortgage - Who Needs It?

The Biweekly Mortgage - Who Needs It?

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping up with troublesome regula...
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Blog Post Is Buying a Home Still a Smart Plan

Is Buying a Home Still a Smart Plan

With the burst of the housing bubble, credit crisis, and millions of foreclosures across the country, you may wonder if buying a home is such a good idea after all. However, it’s important to consider all of the facts. The important message to take away from these events is not...
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Blog Post Plan of Action

Plan of Action

Analyze why you are selling - If you understand your motives, you will be able to better negotiate and to get what it is that you want, whether it be a quick sale, high price, or somewhere in the middle. Prepare your home for the buyer - Maximize the strengths of ...
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Blog Post Lead Poisoning

Lead Poisoning

Lead poisoning is a serious problem that can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and learning problems, slow growth, and hearing problems. In adults, lead poisoning can cause reproductive p...
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Blog Post Where Does the Money Come From for Mortgage Loans?

Where Does the Money Come From for Mortgage Loans?

In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds lying around and considered you a good credit risk, they would lend you the money from their own funds. It doesn’t generally work...
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Blog Post What's My Home REALLY Worth?

What's My Home REALLY Worth?

What's My Home Really Worth? Unveiling the True Value Beyond Algorithms. In the ever-shifting landscape of real estate, homeowners often find themselves pondering the question, "What's my home really worth?" The allure of online platforms, such as Zillow.com, may promise quick a...
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Blog Post Mikes_Approved_Vendors

Mikes_Approved_Vendors

Good people are hard to find. That's why I'm making it easy for you to get access to competent professionals. I've used all of these vendors, some of them for over 25-years.  If you need a vendor type who's not on my list...just call or text (760) 822-1528  Rancho Coas...
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Blog Post The NAR Lawsuit: Decoupling Real Estate Commissions Explained

The NAR Lawsuit: Decoupling Real Estate Commissions Explained

The real estate industry has been buzzing with discussions surrounding the recent lawsuit against the National Association of Realtors (NAR). This lawsuit has the potential to reshape the way real estate commissions are structured, potentially decoupling them from the traditional...
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Blog Post Landlord Do's And Don'ts

Landlord Do's And Don'ts

Think You're Saving on DIY Management Fees? Think Again... It’s Costing You More to Self-Manage You're likely managing your own property to save on management fees. We get it. But if you're doing it yourself, chances are you're not getting top dollar for your property anyway....
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